For the Accidents in Life

Q&A: Accident Insurance
Q: What is accident insurance?
Accident insurance pays a benefit directly to you if you have a covered injury, whether you go to a physician’s office, urgent care or the ER.

Q: How much does the plan pay?
The amount you receive depends on your injury and the treatment you receive—typically it’s a set amount for specific covered injuries or care. There is no lifetime or annual maximum payout.

Q: How can I use the money?
Any way you choose—for everyday living expenses or other expenses your medical plan doesn’t cover.

Q: What is the wellness benefit?
You can earn $50 per enrolled person, per year for getting a preventive screening like a chest X-ray, mammogram, dental or eye exam and much more. Simply complete a form and wait to be reimbursed.

Q&A: Hospital Insurance
Q: What is hospital insurance?
Hospital insurance pays a cash benefit whenever you or a covered family member are admitted to the hospital, whether you are treated as an inpatient or just have an outpatient visit.

Q: What expenses are covered?
Hospital insurance is designed to cover gaps in your existing medical coverage. Coverage pays for certain related procedures and treatments to your in- or outpatient hospital visit, rehabilitation services, lodging and transportation costs.