Accident and Critical Illness are Critical

Accident and critical illness are two plans that are 100% paid by you, but the policy typically pays a cash benefit when you experience a specific “covered event”—such as a dislocation (accident insurance) or a heart attack (critical illness coverage). Here’s how they work:

Accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accident. When you have a covered accident, you can receive cash benefits to use however you see fit. Coverage typically includes ambulance services, emergency room visits, intensive care unit confinement, etc.

Critical illness coverage typically pays a lump-sum benefit directly to the insured at the time a covered illness (such as a stroke, heart attack or cancer) occurs or is diagnosed. When you are sick, the last thing you want to think about is your finances. Critical illness insurance complements your medical benefits and can help you focus on getting well. And, you can typically use the money for everyday expenses like mortgage payments, utility bills or child care.

Earn $50 For Learning About Your Health
Whether you are enrolled in Accident or Critical Illness insurance, you can earn $50 for completing a routine health screening like a physical, dental exam, mammogram and much more. The $50 is per person, per year! It’s so easy. Take advantage and learn more, here.

To learn more about the group accident insurance offered by the company, click here. To learn more about the critical illness insurance offered by the company, click here.