If you have an illness or injury that keeps you from working for a long period of time, you may be able to protect your finances with the help of Long Term Disability (LTD) benefits. LTD benefits provide income replacement when you are unable to work because of an illness or injury. In other words, you still receive a portion of your paycheck, even when you can’t work. LTD benefits usually take over when Short Term Disability benefits end.

  • Monthly Benefit

    Pays a portion of your income if you are unable to work for an extended period of time due to illness, covered injury or pregnancy.

    60% of your monthly pay, up to $7,500/month

  • Elimination Period

    Waiting period for benefit begins

    Benefit begins after 180 days

  • Benefit Period

    How long the benefits are paid

    Benefits may be paid if you are unable to work, up to age 65

  • Who pays for coverage?

    Your employer

Long Term Disability Plan -Employer-Paid

Provider: Prudential

Phone: 844-455-1002

Website: https://mybenefits.prudential.com/