Critical Illness Insurance from The Prudential Insurance Company of America (Prudential) pays you regardless of your medical or disability plans. Benefits are paid directly to you to spend however you like, including out-of-pocket medical costs and everyday living expenses.

Below is a summary of the benefits included in the coverages available to you, your spouse/domestic partner and child(ren).

This is a summary of benefits and does not include all plan provisions, exclusions and limitations. If there is a discrepancy between this document and the group contract issued by The Prudential Insurance Company of America, the terms of the group contract will govern.

  • Benefit

    A lump sum benefit payment to use as you see fit.
    No obligation to submit expense receipts.
    You can take this with you if you leave your employer.

    Employee: Multiple of $10,000 but not less than $10,000 and not more than $40,000
    Spouse: Multiple of $5,000, but not more than the lesser of $40,000 or 100% of the Employee Amount.
    Dependent Child(ren): Multiple of $5,000, but not more than the lesser of $20,000 or 50% of the Employee Amount

  • Initial Benefit Covered Conditions

    Initial Benefit 100%

    • Invasive Cancer
    • Heart Attack
    • Major Organ Failure
    • Stroke
    • Renal Failure
    • Alzheimer’s Disease
    • Severe Coronary Artery Disease
    • Coma
    • Paralysis of Limbs
    • Third Degree Burns
    • Benign Brain Tumor
    • Muscular Dystrophy

    Initial Benefit 25%

    • Cancer in Situ

  • Recurrence Benefit

    100% of the amount paid for the First Occurrence of the Critical Illness or Procedure up to the Lifetime Maximum Benefit.

    Recurrence means positive diagnosis of a Critical Illness or Procedure for which a benefit was paid, and the date of diagnosis of recurrence is more than 180 Days after prior benefit payment.

Voluntary Critical Illness

Provider: Prudential

Phone: 844-455-1002

Website: https://mybenefits.prudential.com/

www.prudential.com/bettersafethansorry